Payhound has secured a Financial Institution licence in Malta under the European Union's Second Payment Services Directive PSD2, authorised by the Malta Financial Services Authority (MFSA).
Payhound has officially secured a financial institution licence under the European Union Second Payment Services Directive PSD2 from the Malta Financial Services Authority.
This milestone places Payhound among the digital asset companies in Europe to obtain this level of regulatory authorisation, enabling the continued provision of stablecoin payment services.
Elton Dimech, Managing Director of Payhound, commented on the achievement.
‘“Stablecoins are increasingly becoming a practical settlement layer for global businesses. The real challenge is building regulated infrastructure that connects those digital settlement networks with traditional financial rails. This authorisation allows us to continue developing that infrastructure for businesses operating across Europe.”
The announcement reflects the regulatory transition taking place across the European digital asset ecosystem.
As frameworks such as the Markets in Crypto Assets Regulation (MiCAR) come into effect, European authorities have increasingly clarified the relationship between digital asset services and traditional payment regulation. In particular, transitional supervisory arrangements linked to electronic money tokens concluded on 2 March 2026, reinforcing the need for appropriate authorisation for businesses facilitating stablecoins based payment flows.
By securing the financial institution licence under the PSD2 requirements, Payhound has positioned itself within this evolving regulatory framework as digital asset payments become more integrated into the European financial system.
Payhound is a Malta based regulated financial institution and crypto-asset service provider enabling businesses to process digital asset and stablecoin payments while settling directly into fiat currencies. The company supports businesses across multiple industries with secure payment infrastructure designed to bridge blockchain based payment networks and traditional financial systems.
Disclaimer: The information provided in this article is being provided solely for promotional purposes and should not be construed as investment, tax or legal advice. Users should always seek independent professional advice before making investment decisions.
Read our latest Insights