Payhound obtains MiCA License

November 25, 2025
Nicole Cassar

Payhound has officially secured its Markets in Crypto-Assets (MiCA) license, making it one of the first crypto payment providers in Europe to be fully regulated under the EU’s new framework. This license allows Payhound to operate across all 27 EU member states without the need for additional approvals, ensuring businesses can rely on a fully compliant and transparent crypto-to-fiat payment provider.

MiCA represents a major shift in the European regulatory landscape, offering much-needed clarity and consistency in the crypto sector. By setting a single standard for licensing, risk management, and consumer protection, MiCA eliminates the previous regulatory patchwork that required companies to navigate different rules in each country. Payhound’s approval under this framework strengthens its position as a trusted partner for businesses operating in industries such as iGaming, luxury goods, and international commerce.

What MiCA Means for the Crypto Industry

MiCA was introduced to provide a single licensing regime for crypto-asset service providers (CASPs). It establishes clear guidelines for consumer protection, market integrity, and financial stability, ensuring that companies handling digital assets operate with greater transparency and accountability.

A key focus of MiCA is on stablecoins and crypto payment processing , setting clear rules on how digital assets should be backed, managed, and redeemed. These measures are expected to increase institutional confidence in the crypto industry and encourage broader adoption of regulated digital asset solutions.

Payhound’s Transition from Malta’s VFA license to MiCA

Before obtaining its MiCA license, Payhound operated under Malta’s Class 3 Virtual Financial Assets (VFA) License, issued by the Malta Financial Services Authority (MFSA). This regulatory framework already enforced strict compliance measures, including AML (anti-money laundering) and KYC (know-your-customer) rules, as well as operational security requirements.

The transition to MiCA was a natural progression, as Payhound had already embedded many of MiCA’s core regulatory principles into its operations. However, MiCA provides additional benefits, including EU-wide recognition, meaning Payhound can now offer its services across the entire European market without the need for additional licensing.

MiCA also focuses on consumer and investor protections, requiring crypto payment providers to disclose potential financial risks, implement stronger security measures, and maintain clear operational guidelines. By meeting these requirements, Payhound ensures that businesses using its platform can operate with confidence in a fully compliant environment.

What MiCA licensing means for Payhound’s clients and their Crypto Assets 

For businesses that rely on Payhound’s services, MiCA licensing simplifies compliance and provides a stable regulatory foundation for handling crypto payments. The MiCA framework also strengthens security and transparency in crypto transactions, reinforcing trust among businesses and consumers alike. This is particularly relevant in industries like iGaming and luxury commerce, where compliance plays a critical role in operational stability.

With MiCA in place, crypto payments are now governed by a clear set of rules, making them a more viable option for businesses looking to expand their financial infrastructure.

The Future of Crypto Payments under MiCA

MiCA represents a significant step toward legitimising and stabilising the crypto sector in Europe. By enforcing consistent regulations across all EU markets, the framework is expected to drive broader institutional adoption, reduce regulatory uncertainty, and improve overall market confidence.

Payhound’s early compliance with MiCA places it at the forefront of this evolving landscape, ensuring its partners benefit from a secure, compliant, and scalable payment solution. As digital assets continue to gain traction, Payhound remains committed to providing businesses with the tools they need to integrate crypto payments seamlessly and securely.

For more information about Payhound’s MiCA-compliant services, visit www.payhound.com.

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